by Rivr Financial | Dec 2, 2025 | 2025, Blog, Business Owners, Financial Planning, Tax
2025 Year-End Tax Tips for Business Owners As 2025 comes to a close, many business owners are thinking about wrapping up their books, reviewing results, and getting ready for a new year. But before December 31 passes, there’s one more important task to tackle — your...
by Rivr Financial | Dec 1, 2025 | 2025, Blog, Financial Planning, Individuals, Tax
2025 Personal Year End Tax Tips The end of 2025 is approaching fast — and that means it’s time to get organized before tax season. By reviewing your finances now, you can take advantage of tax-saving opportunities before December 31 and start the new year with...
by Rivr Financial | Nov 5, 2025 | 2025, Blog, Business Owners, Estate Planning, Family, Financial Planning, incorporated professionals, Individuals, investment, mortgage, personal finances, Professional Corporations, Professionals, retirees, Retirement, Tax
2025 Federal Budget Highlights On November 4, 2025, the budget was delivered by the Honourable François-Philippe Champagne, Minister of Finance and National Revenue. The 2025 Federal Budget focuses on stability, simplicity, and long-term growth. There are no broad tax...
by Rivr Financial | Oct 31, 2025 | Blog, farmers, financial advice, Financial Planning, Insurance, investment
Having a family and a farm are blessings and can also bring a lot of worry. A lot of this worry can stem from not being prepared for a disaster like if something were to happen to you or your spouse. We’ve put together an infographic checklist that can help you get...
by Rivr Financial | Sep 30, 2025 | Blog, Business Owners, Group Benefits, Health Benefits, incorporated professionals
What to Look for in a Group Benefits Provider (and How We Help Employers Get It Right)If you’re reviewing your group benefits plan—or starting one for the first time—you’ve likely realized how overwhelming it can be to compare providers. At our firm, we work with...
by Rivr Financial | Aug 31, 2025 | 2025, Blog, Family, financial advice, Financial Planning, Registered Education Savings Plan
What is an RESP? A Registered Education Savings Plan (RESP) is a unique savings account available in Canada, designed to assist individuals, such as parents or guardians, in saving for a child’s post-secondary education. Notably, anyone can open an RESP for a...
by Rivr Financial | Jul 31, 2025 | Blog, Business Owners, Family, farmers, financial advice, Financial Planning, Insurance, investment, Professionals, retirees
Managing your finances raises a number of topics but none as tricky and potentially unpleasant as planning for your family and finances in the event that you pass away or become incapacitated. Understandably, these questions are often ignored by many—but don’t fall...
by Rivr Financial | Jun 30, 2025 | Blog, Business Owners, Family, farmers, financial advice, Financial Planning, Insurance, investment, Professionals, retirees
When putting together your financial plan, there is no question about the benefits of consolidation. It’s common to have your finances all over the place. Savings at the bank, investments with several financial institutions, retirement savings at another. The...
by Rivr Financial | Jun 2, 2025 | Blog, Life Insurance
Personal Life Insurance Planning When thinking about life insurance, one of the most important steps is figuring out how much coverage you need. Everyone’s situation is unique, but a helpful starting point is understanding your coverage options and thinking about the...
by Rivr Financial | May 5, 2025 | 2025, Blog, Tax
Stay updated on Manitoba’s tax rates for 2025! This infographic covers marginal tax rates, federal tax brackets, and personal marginal tax rates for various income levels. Whether you’re calculating capital gains, dividends, or general taxable income, this breakdown...
